Sun West AngelAi Credit Boost
FreeFree credit repair program that reviews your reports and helps correct inaccurate items.
Your next step
Personal Credit
Understand your reports, build manageable habits, and choose free tools with confidence.
What you need to start
- A business idea or an existing business
- A few minutes for your first step
- Your best estimate of your credit range
- No Social Security number needed
Example dashboard
Personal Credit lane40%
- Check
- Clean up
- Optimize
Business Credit lane28%
- Set up
- Build
- Establish
Funding Ready
0%
Fundability ScoreFunding readiness
/ 100
Estimate only. Not a credit score, loan decision or offer.
Your next steps
- Personal Credit lanePull 3 free reports
- Business Credit laneOpen a business bank account
100% free education
Repair starts with accurate information
Pull all three reports and compare every account. Flag wrong balances, duplicates, unfamiliar accounts, and incorrect late payments. Dispute inaccurate information through official channels; this app does not file disputes or promise deletions.
The five score factors
Many FICO models consider payment history, amounts owed, length of credit history, credit mix, and new credit. Their importance depends on the model and your file. A score from a monitoring tool may differ from the one a lender uses.
Build without unnecessary debt
Choose affordable reporting accounts, keep reported balances low, and pay on time. You do not need to carry a balance or pay interest to build credit history. Check fees and reporting before choosing a secured card or credit-builder product.
The statement date matters
Many issuers report the statement balance. Paying before the statement closes may lower the reported balance; the closing date is not the due date. Still pay at least the required amount by the payment due date.
Free tools we recommend
Dispute Beast
FreeFree do it yourself dispute tool. Requires paid credit monitoring.
Dispute BeastAnnualCreditReport.com
FreeThe official free credit reports from all three bureaus.
Credit Karma
FreeFree credit scores and monitoring.
Experian
FreeFree account with a FICO score and Experian Boost to add on time bill payments.
A simple way to move forward
- Step 1
Find your starting point
Take the free Snapshot using ranges and estimates. See three next steps without creating an account.
- Step 2
Follow your personal plan
Save your plan and follow your roadmap. Work on personal credit and your business at your pace.
- Step 3
Prepare your next conversation
Explore funding options and organize documents. Request a free review when you want help.
Questions
Your next chapter starts with one step.
Get your free personal plan today.
Start Free
Free. No credit card. No credit pull to use the app.
How we protect your information- Takes 2 minutes. No credit card. No credit check.