Personal Credit Repair
3 lessons6 min total
BeginnerYou will be able to
- Find potential credit-report errors
- Understand your dispute options
- Track your next follow-up
Inside the app
Everything you need to go from credit to funding, in one free app
Step by step training, tools, and trackers. Free. No credit pull. No SSN.
- Training tracks
- 6
- Lessons
- 18
- Tools & calculators
- 8
- Days in the plan
- 90
Your journey, one milestone at a time
A typical Credit First plan. Your starting point sets your pace.
Days 1–30
Foundation
What you achieve
- Understand your credit reports
- Organize your business foundations
- Set up a practical action plan
Days 31–60
Build
What you achieve
- Build positive credit habits
- Develop business credit profiles
- Gather your funding documents
Days 61–90
Fund Ready
What you achieve
- Review your funding fit
- Complete your readiness report
- Prepare for a funding conversation
Funding Ready
Your preparation goal: completed documents and a readiness report. Funding remains subject to lender review.
Training that moves you forward
Build your credit, establish your business, and prepare for the next step.
Personal Credit Builder
4 lessons8 min total
BeginnerYou will be able to
- Understand what affects credit
- Plan your card utilization
- Build consistent payment habits
Inside the app
Business Foundation
3 lessons6 min total
BeginnerYou will be able to
- Organize your business identity
- Separate business and personal finances
- Check your setup essentials
Inside the app
Business Credit Builder
3 lessons6 min total
IntermediateYou will be able to
- Understand business credit profiles
- Evaluate reporting vendors
- Prepare your business credit records
Inside the app
Funding Ready
3 lessons6 min total
IntermediateYou will be able to
- Compare funding categories
- Organize lender-ready documents
- Understand cash-flow measures
Inside the app
Grow Your Business
2 lessons4 min total
BeginnerYou will be able to
- Strengthen your online presence
- Plan customer outreach
- Build a repeatable growth routine
Inside the app
Everything you get, free
Plans
- 90-day roadmap
- Starting point paths
- Business Plan Builder
Tools and calculators
- Utilization calculator
- Statement date planner
- Loan payment calculator
- DSCR calculator
- Score tracker
- Business Plan
- Business Startup Planner
- Launch Lab
Trackers
- Dispute Tracker
- Score tracker
- Application Tracker
- Document checklist
Help
- Free strategy call
- English and Spanish
- Funding Readiness Report
Example dashboard
Personal Credit lane40%
- Check
- Clean up
- Optimize
Business Credit lane28%
- Set up
- Build
- Establish
Funding Ready
0%
Fundability ScoreFunding readiness
/ 100
Estimate only. Not a credit score, loan decision or offer.
Your next steps
- Personal Credit lanePull 3 free reports
- Business Credit laneOpen a business bank account
Your progress, all in one place
Your plan updates as you finish steps.
See your Fundability Score grow.
Get reminders so nothing slips.
Example only. Your score reflects preparation, not approval or a credit score.
Free glossary
Clear meanings for unfamiliar financial terms.
Scam Shield
Recognize red flags before you take the next step.
A few things you might be wondering
Start with clarity. Move forward with a plan.
In general, you will need
- Your name and email to start
- Your starting point
- Your best estimates—not sensitive identifiers
Free. No credit card. No credit pull to use the app.
How we protect your information