Your next step
Industry Playbooks
Capital needs, funding education, and growth priorities for 15 types of small business.
What you need to start
- A business idea or an existing business
- A few minutes for your first step
- Your best estimate of your credit range
- No Social Security number needed
- Check
- Clean up
- Optimize
- Set up
- Build
- Establish
Funding readiness
/ 100
Estimate only. Not a credit score, loan decision or offer.
Your next steps
- Personal Credit lanePull 3 free reports
- Business Credit laneOpen a business bank account
Start with your real needs
Equipment, inventory, seasonal gaps, and payroll timing call for different planning. Each playbook describes common needs, not an amount you should borrow.
Compare suitable funding types
Use the suggested types as a starting point for questions. Eligibility, cost, and terms depend on the lender and your circumstances.
Pair preparation with growth
Practical tips connect business setup, records, customer trust, and local visibility. Browse other industries without changing your saved profile.
Construction & contractors
Equipment, job materials, and payroll while you wait for project draws.
View playbookRestaurants & food
Kitchen equipment, buildout costs, and food inventory.
View playbookMedical, dental & chiropractic
Imaging equipment, treatment chairs, office buildout, and staffing.
View playbookTrucking & logistics
Trucks, fuel, and operating cash while invoices are unpaid.
View playbookHome services
Service vans, tools, and marketing.
View playbookRetail & e-commerce
Inventory purchases and seasonal cash swings.
View playbookBeauty & salons
Salon chairs, buildout, and products for services or resale.
View playbookReal estate
Marketing, licensing, and operating cash between closings.
View playbookProfessional services
Working capital and office costs.
View playbookAuto repair & dealers
Lifts, diagnostic tools, and parts or vehicle inventory.
View playbookCleaning & janitorial
Cleaning equipment and payroll while contract payments are pending.
View playbookLandscaping
Trucks, mowers, and cash to cover seasonal gaps.
View playbookFitness & wellness
Training equipment and studio buildout.
View playbookSide hustle & gig work
Tools and the first costs of setting up a business.
View playbookOther small business
Tools, inventory, staffing, and everyday working capital based on your business.
View playbookQuestions
Your next chapter starts with one step.
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